Affirm

WHAT IS AFFIRM?

Affirm is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favorite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Plan options include 4 biweekly, interest-free payments and 3, 6, 12, 18, and 24 monthly installments with 10-31.99% APR (subject to provincial regulatory limitations

Affirm is available on qualifying orders where Affirm shows up as an option at checkout.

WHY USE AFFIRM?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping. Using an Affirm payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Simply enter a few details to complete your purchase.

Easy payments

Affirm will automatically debit payments from your chosen debit or credit card.

FAQ

How can I apply for financing?

You’ll need:

• To be the legal age of majority in the province or territory in which you reside. 18 years of age (AB, MB, ON, PEI, QC, SK)/19 Years of age (BC, NB, NF, NT, NS, NU,
• To be a resident of Canada
• A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary. depending on the payment plan selected
• An SMS-capable Canadian phone number and an email address
  To meet the minimum cart size required to use Affirm as a payment option at checkout 
  

How do I made my payments?

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.

Are there any additional fees with financing?

Affirm does not charge late, NSF, annual, pre-payment or any other hidden fees.

Is there a minimum purchase amount?

Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Not all customers will be eligible for 0% APR. 

A minimum purchase amount and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks. Visit helpcenter.affirm.ca for more information.  A minimum purchase amount of $1200 is required specifically to be eligible to use Affirm at Wheelwiz.ca.